Hon. Sir John Swan - Real Estate Developer, Political Luminary & Philanthropist

Hon. Sir John Swan is a real estate developer, political luminary and philanthropist. He served as Premier for 13½  years and is Chairman of the Swan Group. In 1962 he founded John. W. Swan Agency, a real estate development, savings and loan company. He has completed many commercial and residential building projects. He was elected to Parliament in 1972 and retired in 1997. In 1985 he successfully negotiated the Tax Treaty with the USA which resulted in the development of the reinsurance industry. Recipient of many awards including Knight Commander of the British Empire and National Hero of Bermuda.

Wade Murray - President, EtudePay & Chief Innovation Officer, ATCE

Wade Murray is the President of EtudePay and ATCE’s Chief Innovation Officer. He is a digital expert focused on designing, developing, and commercially deploying EtudePay, a bank payments engine that is a multi-national and digital currency capable. EtudePay is the Company’s innovation real-time synchronous settlement platform for mobile payments and other transactions. Wade was the Chief Innovation Officer at Capco, a leading global business and technology management consultancy firm with a focus on financial services, and the Managing Director – Innovation at Synechron, a leading digital transformation company focused exclusively on the financial services industry. Wade has held digital innovation director-level positions at a number of companies in the marketing communications and PR industries and sits on the FED Faster Payments Task Force.

Ivan Soto-Wright - Co-founder & CEO, MoonPay

Ivan is a financial technology entrepreneur, investor and early adopter of digital assets. He is Co-Founder and CEO of MoonPay, the leading payments API for fiat to crypto. He is also General Partner at HODL, a venture capital fund and company builder with offices in New York City, London and Seoul.

Jeff Pulver - Executive Vice Chairman, Skrumble

Jeff Pulver is an American internet entrepreneur known for his work as founder and chief executive of and co-founder of Free World Dialup, Vonage, the VON Coalition, MoNage, Blockchain Token Association and Zula (app). Pulver has been called a voice over internet protocol pioneer, and has written extensively on VoIP telephony, and the need to develop an alternative to government regulation of its applications layer.

Gin Chao - Strategy Officer, Binance

Gin Chao currently serves as Strategy Officer for Binance where he leads the corporate development department, which covers M&A, JV and strategic partnerships, Binance Labs (venture investments), Binance Launchpad (advisory services), and Binance X (developer platform). He previously spent 10 years in Asia working for NBA and Dell in senior corporate development roles. Prior to that, he worked for 15 years in the US at Sovereign Investment Company leading acquisitions, Deutsche Bank’s investment banking group raising over $2 billion in capital for Web 1.0 companies, and Price Waterhouse’s management consulting division. He received a BS in Mechanical Engineering from Carnegie Mellon University and an MBA in Finance from New York University’s Stern School of Business.

Bruce Fenton - Founder & CEO, Chainstone Labs

Chainstone is a private incubator and advisory company that invests in the digital securities ecosystem. Chainstone owns Watchdog Capital, an SEC registered FINRA broker dealer, Atlantic Financial, an RIA and the Satoshi Roundtable, an industry event series. Fenton is a former FINRA principal and economic advisor specialising in emerging markets and technology. Bruce has worked on Bitcoin since 2012, with the Bitcoin Foundation and co-founder of the Bitcoin Association. He’s been active in Ethereum, Ravencoin and other projects. Previously, Fenton worked in Saudi Arabia for a large private equity firm and a multinational foundation.

Liz Rabban - VP of Global Business Development, Celsius Network

Liz advises growth stage technology companies on a spectrum of strategic business development initiatives. For over two decades, she has consulted with founders, partners, and investors to create scalable sales and marketing structures. Prior to entering the blockchain and crypto arena, she worked with a variety of technology and BPO companies in accessibility/assistive technology, VoIP, publishing, biotech, and healthcare. She is a current Activator at SheEO, a global initiative designed to radically transform the way investors finance and support female entrepreneurs; she has served on the board of several startup ventures. Liz has a BA in English from Barnard College, Columbia University.

William Karsh - Advisor, Velocity Ledger

Currently, Mr. Karsh is consulting to several digital asset firms regarding sales, market structure and development of strategy. Mr. Karsh was most recently VP of Enterprise sales for OTC Markets OTCQX: OTCM. Prior to OTC Markets Mr Karsh was a Special Advisor to the NSX Stock Exchange.  In addition, Mr. Karsh was Chairman of Atlas ATS a Bitcoin Exchange operating in Hong Kong and the US.  Mr. Karsh served as Chief Operating Officer of Direct Edge Exchange LLC., He originally joined Direct Edge in March 2006, serving as Chief Executive Officer while the company grew to 7% of the US Market and operated as a wholly owned subsidiary of Knight Capital Group. Mr. Karsh has over 40 years of financial services experience, serving in senior management positions at numerous firms, including the Bass Division of BTIG, Trading Services Group, LLC, UNX Inc., Knight Trading Group, Inc., SunAmerica and National Discount Brokers. Mr Karsh, has a BA in accounting and a CPA certificate from the State of NY and has taken CPE classes at Wharton University. He holds FINRA licenses 63,7,24 and 27. Finally, Mr Karsh sits on the board of the Security Traders Association of NY.

Matthew Ebbs-Brewer - Partner, Appleby

Matthew Ebbs-Brewer is a partner in the Corporate department of Appleby’s Bermuda office. He is also a member of Appleby’s global Technology & Innovation team, providing comprehensive advice in connection with all aspects of initial coin offerings and the carrying on of digital asset business. Matthew has advised corporations, funds and high-net-worth individuals on a range of both contentious and non-contentious matters with notable experience in cross-border mergers and acquisitions, as well as the establishment and development of multinational group structures, joint ventures and both standalone and master/feeder fund structures (including those investing in insurance-linked securities). Prior to joining Appleby, Matthew worked in the London office of Skadden, Arps, Slate, Meagher & Flom (UK) LLP.

Kevin Richards - Business Development Manager, BDA

Kevin Richards is responsible for Technology at the BDA. Over the last two years Kevin has been instrumental in attracting businesses looking to leverage Bermuda’s digital asset regime as well as developing strategic relationships with technology incubators and accelerators around the world. Prior to that Kevin focused on diversifying the Bermuda economy by helping to grow Bermuda’s shipping and aircraft registries, launching Bermuda’s subsea cable initiative and galvanising Bermuda’s agriculture sector. Kevin spent two years working for GE Capital International in London, as part of its Experienced Commercial Leadership Program (ECLP) and two years as a strategic marketing manager for GE Canada in Toronto. Kevin has an MBA from the University of Notre Dame and worked for five years with Chubb Insurance Group in London and Bermuda. He also serves as an ex-officio board member on the Bermuda government’s E-Commerce Advisory Board (ECAB) and as a board director for the Bermuda Shipping & Maritime Authority (BSMA).

Barbara Jones - Shareholder, Greenberg Traurig

Barbara A. Jones is a seasoned corporate and securities shareholder based in Greenberg Traurig’s Los Angeles office. Barbara co-chairs the firm’s 80+ attorney interdisciplinary Blockchain and Cryptocurrency practice group, which is ranked in the Chambers and Partners 2019 FinTech Guide. Baraba is a member of the Bermuda Global Fintech Advisory Board and a contributing editor to Thomson Reuters for articles on U.S and international regulations relating to token offerings. In 2018, Baraba was names by the National Law Journal as a Trailblazer for Cryptocurrency Blockchain and FinTech and has received recognition from Chambers, The Legal 500 and SuperLawyers.

Rob Odell - Head of Product & Marketing, SALT

Rob Odell is Head of Product and Marketing at SALT where he is responsible for managing the product and marketing teams, creating the product roadmap, and developing the marketing strategy. He is responsible for gathering insight into business problems, obtaining user feedback, and turning stakeholder ideas into products and features. Additionally, Rob works closely with the marketing and design teams to improve the user experience and communicate the value, benefits and differentiators for SALT. Prior to his role at SALT, Rob held product manager roles Skookum and Search Scientists. Rob has been a Bitcoin believer since 2013 after being introduced to it by a Bali-based coffee roaster selling his beans for Bitcoin.

Denis Pitcher - Chief Fintech Advisor to the Premier of Bermuda

Denis Pitcher is the Chief Fintech Advisor to the Premier of Bermuda and is responsible for driving national strategy and direction for fintech for Bermuda. He is a tech entrepreneur and previously worked in financial services building currency hedging recommendation systems. He also writes a Fintech column in the local newspaper The Royal Gazette.

Ed Mason - CEO, Core.Live

Ed is an entrepreneur focusing on emerging technologies, creator of the world’s first wireless VR headset and presently building the world’s first mobile supercomputer. Ed has previously worked with the British Ministry of Defense introducing cutting edge tech into various fields.

Darren Wolfberg - CEO, Blockchain Triangle

Darren brings extensive experience in both startup and institutional finance with a penchant for digital assets and the blockchain. Darren serves as CEO of Blockchain Triangle in Bermuda as well as Head of Fintech at Bay Crest Partners on Wall Street. Prior to joining Bay Crest, Darren spent 13 years at Morgan Stanley, BNP Paribas and BTIG in leadership and management roles. Darren was also the founder of a venture-backed startup called Broadform and was previously part of Sony’s Venture Capital Group, as well as the product development team at Sony.

Julien Auchecorne - Chief Operating Officer, XBTO International

Julien Auchecorne serves as Chief Operating Officer of XBTO International, the offshore arm of the XBTO Group, one of the world’s largest and most diversified participants in the cryptocurrency markets. The Group is involved in systematic trading, market making, OTC trading, asset management, mining, blockchain development, and strategic venture investing. XBTO is primarily located in New York, Paris and Bermuda.

Nick Cardinez - CFO of Hannover Re (Bermuda) Ltd, the Centre of Excellence for Property Cat within the Hannover Re Group.

Nick Cardinez is the CFO of Hannover Re (Bermuda) Ltd, the Centre of Excellence for Property Cat within the Hannover Re Group. He is a 20+ year veteran of the (re)insurance industry with experience in P&C, Life and Annuities, and Structured Finance in the USA and Bermuda, as well as in the Insurance practice with PricewaterhouseCoopers Los Angeles. Nick works with Hannover Re’s innovation team in InsurTech and drives automation initiatives for Finance and Accounting at Hannover Re Bermuda. He is a Blockchain, AI and Cyber insurance enthusiast. One vision is to utilize these and other evolving technologies to optimize a human intelligence controlled, minimum friction end-to-end automation of broker submission, modelling, underwriting, through economic, risk and financial reporting, and movement of liquid assets.

Mark Jennings - Managing Director, VCP Advisors

Mark joined VCP in 2019 as Managing Director and is based in New York. Mark brings over 20 years of industry experience, having previously held positions in capital raising, HNW client advisory, trading and portfolio management at Morgan Stanley, LOM Securities, The Blackstone Group / GSO Capital and Alliance Bernstein. VCP Advisors is an alternative-investment focused financial services firm with headquarters in London and offices in New York, Tokyo, Shanghai and Hong Kong. VCP Advisors is the owner of BITE Investments, an online alternative-investments platform:

Thibault Verbiest - Partner, DS Avocats, World Bank Expert

An attorney in Paris and Brussels since 1993, Thibault Verbiest founded Ulys, a law firm dedicated to new technologies. He was notably able to develop a renowned expertise in legislation pertaining to payments and e-money, gaming and other regulated online activities. Between 2000 and 2004, he was the chairman of L’Observatoire des droits de I’internet, an organisation tasked with advising the Belgian federal government on its policy making approach towards the internet. In 2013, he founded to fintechs, including pay services. Until 2015, he was also partner of investment bank Largilliere Finance, which specializes in Fintech M&A. 

Max Wolff - Co-founder, Multivariate and Clio

Max Wolff is the Co-founder at Multivariate and at Clio. Previously, Max split his career between late stage venture and hedge funds, applying cutting edge quantitive techniques to map alternative assets opportunities. He teaches graduate finance and economics at the New School. Max has made over 2000 news and print appearances in leading outlets including CNBC, Bloomberg, The Financial Times, CBS Evening News, PBS, CGTN China, Globo Brazil, ABC News, BBC, and the Wall Street Journal.

Andrey Krahmal - Chief Compliance Officer, Ven Finance Ltd

Andrey is the Chief Compliance Officer of Ven Finance Ltd. In this role he runs strategic oversight of the Ven global compliance ecosystem. Previously, Andrey worked as a member of the core management team at Bridgewater Associates, the largest hedge fund in the world measured by assets under management. Before working for Bridgewater Associates, a sizable portion of Andrey’s legal practice has, over the last 10 years, involved international capital markets transactions, tax structured finance, derivatives, corporate mergers and acquisitions, private equity structuring, aspects of portfolio investments and related matters.

Major (Ret'd) Allan Wayne Brunell Smith

Major (Ret’d) Allan Wayne Brunell Smith, ED, MBA, pmsc, is the Head of Government’s FinTech Business Unit (FBU), an entity established in 2018 that lead’s the implementation of Government’s FinTech Strategy. Before assuming his current role, Major Smith was the Acting Permanent Secretary in the Ministry of National Security, where he worked closely with the Hon. Wayne M. Caines, JP, MP, Minister of National Security, to develop and advance Government’s FinTech Strategy.

Major Smith holds an MBA from Webster University; a Bachelor of Business Administration from Acadia University and completed the Public Service Executive Management Programme.

Major Smith completed the Oxford University FinTech Programme in February of 2019 and is a member of Hyperledger, a multi-project open source collaborative effort hosted by the Linux Foundation, created to advance cross-industry blockchain technologies. He serves on Hyperledger’s Public Sector, Marketing, and Education Working Groups.

Steven Nia - Chairman & Founder, Wardour Studios

Dr. steven Nia is a true visionary and entrepreneur with over 20 years experience in the Entertainment and Technology industries. He is the Chairman and Founder of Wardour Studios, and through his vision and strategy Wardour Studios has emerged as a leading global entertainment company with a fast growing and diversified presence in Hollywood – China motion picture production and distribution, television programming, and has innovated the world’s first digital streaming platform based on blockchain technology. His most recent innovation is the W1 Platform – The Hollywood Blockchain, which offers a highly advanced decentralized entertainment ecosystem for film finance, production and distribution, based on blockchain technology, and Smart Web infrastructure, with an optimized strategy for the exploitation of content, offering a new paradigm in the entertainment industry.


Sam Schatz - Managing Director & Global Head of Farm Development, Aerofarms

Sam Schatz, Managing Director and Global Head of Farm Development for Aerofarms, joined as an investor and first employee after the company founders in 2012. The company has since grown to over 150 employees and operates the world’s largest vertical farm in Newark, NJ. Sam leads the company’s expansion to new markets and other strategic initiatives and is an advisor to the St. Louis based AgTech accelerator The Yield Lab.

Chance Barnett - Co-founder & Chairman, Jewel

Chance Barnett is a technology entrepreneur, investor, and a pioneer in the fintech and equity crowdfunding industry who has provided leadership on new policy initiatives enacted in finance and banking, both within the US and in foreign emerging markets. Chance is the CoFounder and Chairman of Jewel, a digital assets venture in Bermuda providing core banking & payments related infrastructure & services to digital assets businesses. He is also CoFounder and General Partner of Decentra Capital – a blockchain and digital currency focused hedge fund – and was previously Senior Advisor to Global Reserve, CoFounder of CoinCircle, Founder of Crowdfunder, and has served as an Advisor on early stage investing to several groups including the Haas Portman Family Office and Rockwell Capital, a family office.

Natalie Neto - Partner, Walkers

Natalie is a partner in the Corporate, Finance, Funds & Insurance Group. She advises FinTech clients and investors with respect to Bermuda’s evolving ICO legislation and blockchain and digital asset framework including the establishment, licensing and ongoing compliance obligations of digital asset businesses. She advises on a wide range of Bermuda-based and international corporate and regulatory matters, including directors’ fiduciary duties and responsibilities, with significant transactional experience advising on M&A transactions for public and private companies, including takeovers, tender offers and squeeze outs, amalgamations, mergers, and schemes of arrangement. Natalie’s practice also includes private equity investments, debt and equity capital markets transactions, banking and finance matters.

Neil Glass - Founder, Glass Half Full Productions

Neil Glass graduated from the University of Alberta in 1983 with a degree in Business and is a member of both the Chartered professional accountants of Bermuda and of Alberta, Canada. He is a chartered director and fellow of the Institute of Directors. He has worked in numerous roles in Bermuda’s international business sector since 1990. As the founder of Glass Half Full Productions, he is using his talents, experience and reputation to partner with numerous impact producers on projects to make the world a better place by harnessing the power of film. He was a co-founder of Wishing Step Pictures Ltd and of The Bermuda International Film Festival. 

Stan Stalnaker - Founder & Chief Strategy Officer, Hub Culture

Stan Stalnaker is the Founder and Chief Strategy Officer of Hub Culture, a technology ecosystem at the forefront of innovation. Founded in 2002, Hub Culture delivers on a mission to enhance collective consciousness and is based around relationships, experiences, and Ven, the worlds longest running, most stable and environmentally progressive digital asset. Hub Culture offers members access to a valuable ecosystem of services designed to support the needs of today’s global citizen. These services include HubID, digital identity that enables individual data ownership, privacy management and control – true to core principles of the company. ULTRA is an exchange system for digital assets based on blockchain technologies.

Scott Moskowitz - Inventor, Entrepreneur & Photographer

Miami-born and raised, Scott Moskowitz developed his first photographs at the Miami Museum of Science in 1974 at age 5, shot with his parents’ Kodak Instamatic. A few years of innovation, he created a solar hot dog cooker and begin course work at Miami Dade Community College at age 12. Mr. Moskowitz graduated cum laude from The Wharton School (BSE) and College of Arts & Sciences (BA) at University of Pennsylvania. He started Wistaria Trading 28 years ago in Japan primarily for consumer goods trade and consulting, successes include becoming the largest importer of compact discs and developing the plan that resulted in the ‘Hearts on Fire’ diamond brand. Mr. Moskowitz holds over 110 patents for inventions including digital watermarks, product license keys, address space location randomization (‘ASLR’), content recognition, transactional security & bandwidth as currency and packet tracing. 

Kerem Kolcuoglu - Partner, Penrose Partners

Kerem is an MBA and Partner at Penrose Partners, a blockchain focused consulting firm advising startups, enterprises and investors on navigating the blockchain and digital assets space. Kerem is also the CMO of Mantle Technology, one of the most dynamic blockchain-based solutions in the market, highlighted by it’s infrastructure agnosticism and ease of adoption for enterprise. Kere, pursues the understanding of how emerging technologies will change the way we transact, trade, communicate and work. He has focused his work on harnessing the power of blockchain technology to help large-scale enterprises uncover opportunities and gain a first-mover’s advantage. Previously at Pricewaterhouse Coopers and at MLG Blockchain, he has consulted multinational enterprises, governments and educational institutions on understanding and adopting blockchain technology. Bridging his experience in multiple industries, he has foreseen change and advised clients on how to navigate digital transformation in an age of disruption.

Grant Fondo - Partner, Securities Litigation and White Collar Defense, Goodwin Law & Chair of the Blockchain & Digital Currency Group

Grant is an experienced federal prosecutor and former Assistant U.S Attorney in the Northern District of California, is head of the Litigation Department for Goodwin’s California offices, founder and Co-Chair of its Digital Currency & Blockchain Technology practice, and a partner in the firm’s Securities Litigation & White Collar Defense group, and in its Privacy & Cybersecurity practice. He represents technology, Fintech, blockchain, digital currency, private equity, and venture capital clients in a wide range of regulatory and contested matters. Mr. Fondo has significant experience conducting trials in arbitrations, as well as representing clients before governmental agencies. He focuses his practices on white collae criminal defense, blockchain and digital currency, class action and securities litigation, federal and state regulatory matters including before the DOJ, SEC, FTC, State Attorneys, and FinCEN; cybersecurity and privacy matters, internal investigations, and commercial disputes.

Rola Diab - Founder, Alor Coaching

Rola Diab has 20 years of sales experience in the top 2% – 10% in three different industries. She uses this experience to train the most seasoned sales teams and get the results to maximise performance. All results come from 80% Psychology and 20% Strategy and Rola focuses on both. She believes that dramatic performance boosts don’t come from working harder but identifying patterns in behaviour that are affecting performance and mastering specific and proven strategies to create greater success.

Pascal Leblanc - CEO & Founder, Mantle Technology

Pascal is the CEO and Founder of Mantle Technology, a blockchain-as-a-service enterprise cloud that allows companies to seamlessly integrate blockchain into their existing operations. Pascal is a serial entrepreneur with two successful exits in the blockchain space, having built and sold YAAMP (2014), a multi-crypto mining pool that handled over $5M in monthly payouts for thousands of users, and SafeCEX (2016), the first community-influences crypto-exchange, which flanked as the 6th largest crypto-only exchange within 8 months of launch. Pascal has contributed to Ernst & Young’s Blockchain Advisory Practice since 2016 and acted as the Blockchain Architect for ImpakCoin, the first North American Regulator-approved Initial Coin Offering. Pascal holds a BSc in Software Architecture and an MSc in Cryptography from University du Quebec a Trois-Rivieres.

Aristotle Andrulakis - CIO & Co-founder, Alkemi

Aristotle is the CIO and Co-founder of Alkemi, a non-custodial solution for stakeholders to earn incentives on their idle crypto assets while providing the infrastructure requires for exchanges to stabilize market prices. Aris began his entrepreneurial journey in 2013 by founding Electronica AI, a machine learning and data science company, built in-part thanks to his success in developing quantitative strategies at some of Canada’s most sophisticated hedge funds. Aris studied finance at the University of Concordia with a background in algorithmic trading as the quant strategist at GMP Investment Management, a hedge fund with close to a billion dollars of assets. Before this, he was at The Infinium Group, where he worked with specialised high-frequency software to perform inter-listed arbitrage strategies.

Sean Stapley - Partner, Penrose Partners

Sean is a Partner at Penrose Partners, a blockchain-centric consulting firm that advises startups, enterprises and investors on how best to navigate the fields of emerging technologies. Sean is additionally VP Business Development at Mantle Technologies, a dynamic blockchain-as-a-service platform highlighted for its ease of enterprise adoption. Prior to Penrose, Sean was a Director at MLG Blockchain, where he led the business development and risk teams, selecting and onboarding high-quality projects in the blockchain space. He is currently an advisor to the HOLT Accelerator, a FinTech focused incubator based in Montreal and holds a BA in Economics and Finance from McGill University.

Chris Garrod - Director, Conyers

Chris Garrod is a Director in the Corporate department of Conyers. He is the head of their Fintech Group and is also a member of the firm’s insurance practice. Chris advised clients on matters regarding Bermuda digital token issuers and digital asset businesses generally. He has formed Bermuda cryptocurrency and token issuers using blockchain-based technology and assists clients with respect to all matters involved Bermuda’s growing Fintech and Insurtech industries. In particular he advised on and assisted with setting up the first digital token issuer to launch in Bermuda, as well as the first three companies to be approved to conduct offerings by the Island’s Minister of Finance. His practice also includes advising reinsurance structures and working with or forming large commercial insurers, ILS vehicles and segregrated account companies. He also generally advised on all aspects of Bermuda corporate law, including M&A deals, takeovers, reorganisations and re-domestications.

Gurps Rai - CEO, DroppTV

Gurps Rai is the inventor of an AI and machine learning algorithm that makes video players ‘smart’ and is the CEO of shoppable media company DroppTV. He architected a carbon offset deal with Hub Culture, Nike, WinRock, and the American Carbon Registry. In 2011, he successfully facilitated a commodity trade using the Ven virtual cirrency. Gurps also designed and engineered the world’s most expensive sneaker ‘The Fire Monkey’ sneaker. Engineered and co-designed the Michael Jackson Diamond anniversary sneakers with Giuseppe Zanotti.

Sakhib Waseem - Chief Innovation Officer, Proof of Trust

Sakhib Waseem is Chief Innovation Officer for Proof of Trust, lending expertise from his years as an executive-level technology expert in the finance sector. Sakhib has consulted a number of top-tier financial institutions, designing and implementing transformative technology-driven solutions from inception for high-profile, regulatory-driven projects.

Alyson Thompson - Producer, Director & Cinematographer

Alyson Thompson is a Bermudian filmmaker who has worked in the film industry in New York and Bermuda. She obtained her Master of Arts in Media Studies from The New School and has worked for Belafone Enterprise, Inc. on numerous creative projects including a role as Production Coordinator for the upcoming feature documentary Another Night in the Free World. Over the years Alyson has dedicated her craft to telling engaging stories about the world around us. Alyson is a Producer for Detained, a short narrative film currently being screened at film festivals throughout the US. Detained was fully funded through blockchain technology.

Liquidity The Summit - Bermuda 14-15 October 2019

Liquidity is the Driving Force in Finance – Join the conversation in Bermuda, part of the Bermuda Innovation Sprint hosted by Hub Culture and a host of Fintech partners.